Your Lifelong Financial Partners
A team of approachable, family-oriented wealth advisors, ready to help you achieve your goals & forget worry.
Families, individuals and business owners count on our firm and advisory services. Think of us as your personal CFO, offering modern and sophisticated wealth management delivered with concierge-level service. You not only get a plan but the support to maintain it lifelong.
John Boscarelli, CPA
Founder & Senior Wealth Manager
Education
- Bachelor of Science in Accounting, College of New Jersey
- Certified Public Accountant, 1991
- FINRA Series 65, 7, 6, 24, and 63 securities registrations
- Insurance licensed in multiple states
Professional Associations
- American Institute of Certified Public Accountants
- New Jersey Society of Public Accountants
As a financial advisor, business owner, and CPA, John’s knowledge in finance is broad. He specializes in comprehensive financial planning for individuals and families, with an emphasis on tax strategies.
John began providing financial advice to families over 30 years ago as a CPA. Early on as a CPA, he realized that he could best help clients who came to him for tax knowledge by helping them with financial planning that coordinated tax planning with all areas of their financial situations. While reviewing clients’ investment statements, he believed that their investment managers did not always have a sound financial plan in place for them.
He was inspired to become a financial advisor after identifying the need for tax planning strategies in the financial strategies he saw clients’ investment managers utilizing. For more than 25 years, John has helped clients create solid financial foundations for their lives. His practice is founded on the belief that “Families need someone who they can believe in for their knowledge, integrity, and as a person to help them grow the financial resources they need for life.” His experience as a business owner makes him exceptionally valuable to families and small business owners.
When he is not working, John enjoys spending time with his wife and three sons, golfing, biking, and running. John is an avid golfer and remains one of the top amateur players in the Greater Philadelphia Area. He has been a member of the Yardley Country Club since 1992.
MaryAnn Lazzaro, CPA, APMA®
Wealth Manager
Education, Licensing and Registrations
- Bachelor’s Degree in Economics and Accounting, Rutgers University
- Certified Public Accountant, 1987
- FINRA Series 6, 7, 63, and 65 securities registrations
- Insurance licensed in New Jersey and Pennsylvania
- Accredited Portfolio Management Advisor, 2017
MaryAnn’s proficiency in financial analysis comes from over 30 years of experience in the accounting and financial analysis fields. She began her career in public accounting working at a Big 4 accounting firm. This provided her with a strong foundation in accounting and auditing.
After moving on from public accounting, she spent the bulk of her career as a global finance manager of a $7 billion multi-national industrial gas company. Her role consisted of financial reporting, consolidations, budgeting, and reporting on financial information sourced from locations around the world.
This experience gave her the skills to filter through a vast amount of financial information and formulate a plan in order to achieve the company’s financial goals. Later, MaryAnn became a business consultant whose attention was focused on helping individuals and small business owners with their accounting and financial needs. The culmination of her experience in both large and small firms gave her the skills she uses today in her role as a financial advisor.
As a CPA and financial professional, MaryAnn was always approached by her friends and family for financial advice. Whether it was questions regarding buying or selling their home, investing, saving for their children’s education, contributing to their 401(k) plan, tax planning, or just helping to budget their everyday spending, she was the person her friends and family would go to for advice.
She realized that her true passion was to help individuals and families achieve financial well-being and realize their financial goals. MaryAnn notes, “I believe that my client’s goals are my goals. I believe that my client’s success is my success. I believe that together we can protect and enhance their financial future.”
Debbie Osifat
Wealth Manager
Licensing & Registrations
- FINRA Series 6, 63, 65 securities registrations
- Insurance licensed in Pennsylvania
Debbie has been an integral part of the JRB Wealth Management team since 2000. Having over 20 years of experience in the industry, her excellence in communication and dedication to detail show in the firm's reputation for outstanding client service. One of Debbie's strengths is getting to know the firm's clients well, which allows our practice to better help our clients from the working and accumulation years up to and through the retirement years.
Debbie believes the best way to assist clients in reaching their financial goals is to understand who they are and what their thoughts, beliefs and goals are. Debbie notes, "Our team-based culture enables us to create strong, successful relationships with our family of clients. Our client's success is our success."
Her educational background includes Gwynedd Mercy College and Bucks County Community College. Debbie began her professional career in corporate human resources. She left the corporate world to start a small business, where she learned many functions of running a small business. This experience and her knowledge of tax preparation allow her to provide exceptional assistance to the practice and to our clients, especially small business owners.
Tracey Huegler
Wealth Manager
Education, Licensing and Registrations
- BS Degree in Accounting, Montclair State University
- MBA in Finance, Rutgers University
- FINRA SIE, Series 7 and 66 securities registrations
- Insurance licensed in New Jersey and Pennsylvania
- Certified Divorce Financial Analyst®
Tracey joined JRB Wealth Management in 2019, bringing with her more than 10 years of global financial experience in the insurance and financial industries. Working in corporate finance at Prudential Financial and Dow Jones, Tracey developed strong technical knowledge and became a proven resource in complex financial decision-making. She also served as Director of Corporate Development and Volunteering for the Children’s Home Society of New Jersey, cultivating corporate relationships to garner support for social services programs.
Tracey brings together her passions for financial planning and helping others through her work as a financial advisor. Spending most of her career in a male-dominated financial industry, she has a special interest in helping women meet their goals and build confidence in their own financial literacy. As an advisor, she understands their work-life and family dynamics, as well as their desire for financial security. Tracey is a trusted source to many people going through life changes. While giving her friends, family and clients dedicated time and information critical to meeting their financial objectives, she emphasizes the importance of upholding financial discipline throughout the year.
Tracey values being part of the talented team of wealth management and tax professionals at JRB Wealth Management, who work together to achieve the best outcomes for their clients. She marks her personal success by her clients’ success and satisfaction.
When Tracey is not working, she spends time with her husband, three children and two dogs in Yardley, Pennsylvania. She enjoys playing tennis, cooking and volunteering in her community.
