John Boscarelli, CPA
Founder & Senior Wealth Manager
Education
- Bachelor of Science in Accounting, College of New Jersey
- Certified Public Accountant, 1991
- FINRA Series 65, 7, 6, 24, and 63 securities registrations
- Insurance licensed in multiple states
Professional Associations
- American Institute of Certified Public Accountants
- New Jersey Society of Public Accountants
As a financial advisor, business owner, and CPA, John’s knowledge in finance is broad. He specializes in comprehensive financial planning for individuals and families, with an emphasis on tax strategies.
John began providing financial advice to families over 30 years ago as a CPA. Early on as a CPA, he realized that he could best help clients who came to him for tax knowledge by helping them with financial planning that coordinated tax planning with all areas of their financial situations. While reviewing clients’ investment statements, he believed that their investment managers did not always have a sound financial plan in place for them.
He was inspired to become a financial advisor after identifying the need for tax planning strategies in the financial strategies he saw clients’ investment managers utilizing. For more than 25 years, John has helped clients create solid financial foundations for their lives. His practice is founded on the belief that “Families need someone who they can believe in for their knowledge, integrity, and as a person to help them grow the financial resources they need for life.” His experience as a business owner makes him exceptionally valuable to families and small business owners.
When he is not working, John enjoys spending time with his wife and three sons, golfing, biking, and running. John is an avid golfer and remains one of the top amateur players in the Greater Philadelphia Area. He has been a member of the Yardley Country Club since 1992.
MaryAnn Lazzaro, CPA
Wealth Manager
Education, Licensing and Registrations
- Bachelor’s Degree in Economics and Accounting, Rutgers University
- Certified Public Accountant, 1987
- FINRA Series 6, 7, 63, and 65 securities registrations
- Insurance licensed in New Jersey and Pennsylvania
MaryAnn’s proficiency in financial analysis comes from over 30 years of experience in the accounting and financial analysis fields. She began her career in public accounting working at a Big 4 accounting firm. This provided her with a strong foundation in accounting and auditing.
After moving on from public accounting, she spent the bulk of her career as a global finance manager of a $7 billion multi-national industrial gas company. Her role consisted of financial reporting, consolidations, budgeting, and reporting on financial information sourced from locations around the world.
This experience gave her the skills to filter through a vast amount of financial information and formulate a plan in order to achieve the company’s financial goals. Later, MaryAnn became a business consultant whose attention was focused on helping individuals and small business owners with their accounting and financial needs. The culmination of her experience in both large and small firms gave her the skills she uses today in her role as a financial advisor.
As a CPA and financial professional, MaryAnn was always approached by her friends and family for financial advice. Whether it was questions regarding buying or selling their home, investing, saving for their children’s education, contributing to their 401(k) plan, tax planning, or just helping to budget their everyday spending, she was the person her friends and family would go to for advice.
She realized that her true passion was to help individuals and families achieve financial well-being and realize their financial goals. MaryAnn notes, “I believe that my client’s goals are my goals. I believe that my client’s success is my success. I believe that together we can protect and enhance their financial future.”
Debbie Osifat
Wealth Manager
Licensing & Registrations
- FINRA Series 6, 63, 65 securities registrations
- Insurance licensed in Pennsylvania
Debbie has been an integral part of the JRB Wealth Management team since 2000. With over two decades of experience in the financial industry, she exemplifies excellence in communication and meticulous attention to detail, contributing significantly to the firm’s outstanding reputation for client service.
Debbie is adept at fostering strong client relationships, allowing her to customize financial strategies that align with their goals from the accumulation phase through to retirement. She believes in a holistic approach to wealth management, emphasizing the importance of understanding clients' unique perspectives and aspirations. Debbie takes the time to understand who they are, their thoughts, beliefs, and goals and dreams. She states, "Our team-based culture empowers us to forge strong, successful relationships with our clients. Their success is our success.”
Debbie’s educational background includes studies at Gwynedd Mercy College and Bucks County Community College. She began her career in corporate human resources, gaining valuable experience in organizational management and developing a deep understanding of individual needs. Debbie then ventured into entrepreneurship, managing small businesses and mastering various aspects of business operations.
Her expertise in tax preparation, combined with her wealth management skills, positions her to provide comprehensive financial guidance. This blend of knowledge and experience allows Debbie to offer invaluable support, helping to ensure financial success through well-rounded and strategic planning.
Outside of work, Debbie enjoys spending time with her family, staying active, travelling and continuing her education in both taxes and financial planning to stay ahead in the ever-evolving industry. She also loves hands-on projects like furniture upcycling and gardening.
Tracey Huegler
Wealth Manager
Education, Licensing and Registrations
- BS Degree in Accounting, Montclair State University
- MBA in Finance, Rutgers University
- FINRA SIE, Series 7 and 66 securities registrations
- Insurance licensed in New Jersey and Pennsylvania
- Certified Divorce Financial Analyst®
Tracey joined JRB Wealth Management in 2019, bringing with her more than 10 years of global financial experience in the insurance and financial industries. Working in corporate finance at Prudential Financial and Dow Jones, Tracey developed strong technical knowledge and became a proven resource in complex financial decision-making. She also served as Director of Corporate Development and Volunteering for the Children’s Home Society of New Jersey, cultivating corporate relationships to garner support for social services programs.
Tracey brings together her passions for financial planning and helping others through her work as a financial advisor. Spending most of her career in a male-dominated financial industry, she has a special interest in helping women meet their goals and build confidence in their own financial literacy. As an advisor, she understands their work-life and family dynamics, as well as their desire for financial security. Tracey is a trusted source to many people going through life changes. While giving her friends, family and clients dedicated time and information critical to meeting their financial objectives, she emphasizes the importance of upholding financial discipline throughout the year.
Tracey values being part of the talented team of wealth management and tax professionals at JRB Wealth Management, who work together to achieve the best outcomes for their clients. She marks her personal success by her clients’ success and satisfaction.
When Tracey is not working, she spends time with her husband, three children and two dogs in Yardley, Pennsylvania. She enjoys playing tennis, cooking and volunteering in her community.
Jake Boscarelli
Wealth Manager
Licensing and Registrations
- FINRA Series 7, 66 securities registrations
- Insurance licensed in Pennsylvania
Jake joined the JRB Wealth Management team in 2022 and is eager to bring a fresh perspective to the experienced and accomplished firm. Jake graduated from the Leon Hess Business School at Monmouth University with honors in 2022 and honed his leadership and interpersonal skills as an integral member of the Tau Delta Phi fraternity where he held several positions. Jake also participated in the Finance and Economics club at Monmouth University where he spent extra hours building knowledge related to finance and investments.
Jake quickly completed and passed the necessary registration exams to put him on the fast track to becoming a financial advisor, including passing the Securities Industry Essentials Examination, the Series 7 examination, and the Series 66 examination. Jake is also registered to sell life insurance in the state of Pennsylvania. He uses this knowledge and expertise to build financial plans for his clients at any stage of life and pairs that with careful and precise wealth management to reach any desired goals.
He was inspired to become a financial advisor after watching and learning from his father, who has made it his life’s work to manage his clients’ wealth safely and effectively to provide a prosperous and stress-free life and retirement. Jake aims to provide similar guidance and care, whether it is helping clients build wealth in their professional years, or helping clients achieve a comfortable and care-free retirement.
When Jake is not in the office, he loves to spend his free time golfing with friends, exercising in the gym, and reading on the beach with his girlfriend. He is excited to serve his community for many years to come and to help all those looking for assistance meet their financial objectives.
Amy Waters
Tax Specialist
Education
- Bachelor of Science in Accounting, Villanova University
- H&R Block Income Tax Training
Amy joined JRB Wealth Management as a tax specialist, known for her problem-solving abilities and project management skills. Her financial expertise began in public accounting at a Big 4 accounting firm, where she developed a strong foundation in honesty, integrity, and teamwork—principles that continue to guide her professional approach.
After her tenure in public accounting, Amy further honed her skills at Merrill Lynch’s Internal Audit Department. As an Audit Practices Manager and COO, she excelled in quality assurance, risk assessment, planning, metrics, and high-level management presentations, showcasing her organizational, technical, and communication strengths.
With over 15 years of volunteer experience in her local school district, Amy has built strong community connections and is a sought-after volunteer. She currently serves as the Treasurer for Pennsbury Kids, a not-for-profit 501(c)(3) organization supporting children in need within the Pennsbury School District. Amy is passionate about utilizing her skills and relationships to give back to her community.
Amy is excited to embark on this new chapter at JRB Wealth Management. In her role as a Tax Specialist, she brings together her diverse talents and work ethic to serve clients effectively, aiming to ensure successful outcomes as she has demonstrated throughout her professional and volunteer endeavors.
Outside of work, Amy enjoys spending time with her husband, two children, and two dogs. She also loves cooking and cheering for Philadelphia sports teams.
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